In a pan, heat up the refried beans. Season to taste with salt, pepper, and possibly cumin. Remove from heat.
Set out your tortillas, cheese, and salsa.
Heat tortillas in the oven (at 200 degrees) or on the stove top for a couple minutes or until they are more malleable and easy to roll.
Fill the tortillas with about 3 heaping tablespoons of the refried beans. Top with cheese and about a tablespoon of salsa. Fold two sides in, then roll the burrito up. Set aside then repeat with remaining ingredients.
To freeze, wrap tightly in plastic wrap, then place in a the freezer.
Reheat by removing wrap, and microwaving for 1 minute, cut in half then heat for an additional 30 seconds.